Today, Facebook announced intentions to introduce a digital currency initiative, “Libra,” to a moderately warm Street reception,...

Effective today, DCU, the largest credit union in Massachusetts at $8.6B, is offering a 6.17% rate on the first $1,000 in a simple...

Simple, quick, and cost-effective options. I get it. Branch foot traffic has declined for years. All investment is trending digital....

It’s bank earnings season, again. Earnings call transcripts are entertaining theater for those with an interest. You gain insights into...

Bank of America announced today it is raising its minimum wage to $20/hr over the next several years, starting May 1 at $17/hr. ...

On April 2, 2019, the FDIC released FIL-19-2019 entitled, “Technology Service Provider Contracts,” in which they implore banks through...

Based on Part 1, now that you have a foot in the door with a welcome basket in hand, skilled relationship managers can likely expand a...

If you like college scandals involving big names, then you’ll enjoy my trip down a rabbit hole into the world of relationships between...

The Secure and Fair Enforcement (“SAFE”) Banking Act was approved today, March 28, 2019, at Congressional Committee and will proceed to a...

I keep asking myself, this really doesn’t exist? Round-up checking products exist. They’re great because they make saving easy. If I buy...

Quicken Loans, the largest US mortgage lender by volume in 2018, is at it again. This time they’re coming straight for your mortgage...

Today, March 22, 2019, the yield on the 3-month T-Bill traded higher than the interest rate on the 10-YR Treasury note meaning short term...

In my opinion, determining the profitability of a deposit product is a seemingly abstract concept, but can be broken down into some...

There is one particular credit reporting agency doing exciting things in the data analytics space offering complementary services...

Whether by way of consolidation, downsizing or just low branch utilization, chances are you have under-utilized or vacant space sitting...

Decile analysis involves examining the profitability of your customers in terms of ten buckets of relative profitability, e.g. your...

Life is hard. Childhood is hard. Being the victim of a bully is pure trauma. Kind Campaign creators confront head-on the issue of...

Want an inclusive atmosphere in your workplace? Look no further. Between #metoo movements, gender pay gaps, and the lack of women on...

When projects stall or fail, there’s usually a root cause. Here’s how to address three of the most common pitfalls: 1) Employ a framework...

Why the "stock-back" reward may be the best example to-date of fintech overshooting in a deposit banking disruption effort. Last week,...